Little Thomas will be a month old on Monday. It’s also my birthday on Monday, but I kind of don’t care about that this year…which is so strange because usually I celebrate a birthday month, with the birthday week being a bigger deal culminating in the actual birth DAY…but not so much this year. Other things on my mind I guess.
The return to work has been somewhat successful. Right now, we are just getting our feet wet. Still mostly working from home, with office trips a couple of times a week right now.
My first mother’s day was great. It’s kind of cool to all of the sudden have a whole new holiday to celebrate! So many people sent me cards and wished me happy mothers day, which made me feel very special. Rell sent me flowers and got me a special present, from both he and Cinco of course! It’s a bracelet with a blue gift box charm and a photo charm with a picture of Cinco on one side and a picture of me and Cinco on the other. Which is great because I can add more photo charms for years to come. And we all know how much I like photos. Any way to display more of them works for me!
My sister comes for a visit in about two weeks! I cant wait to see her! I haven’t seen her since my shower in February. And she hasn’t been to Arizona in like 4 years! And TGSV cant wait to meet his favorite Aunt! After this visit, we probably wont get to see her again until Thanksgiving in Texas. She is expecting, due in August. And while I would love to go visit her after her baby is born, I don’t know how realistic it is to take Cinco all the way to boston with me and stay in a hotel. Maybe I could make a quick quick trip after her baby is born and leave Cinco at home for a day and a half with daddy….we’ll see.
Just a quick side note…..so, I ended up having to have a C Section with Thomas. Basically, my water had broken and after 14 hours of labor inducing drugs, I was not progressing AT ALL. I guess, once your water breaks, they want baby out of there within about 24 hours because of the risk of infection. So about 25 hours after my water had broken, my doctor said we needed to do a C Section to get him out of there. Once she got in there and got him out, she told Rell that there is no way he ever would have come out on his own based on his positioning. Regardless of that part, because of the risk of infection, I had had a medically necessary C Section. Now, onto the interesting part. Being self employed, Rell and I purchased high deductible health insurance. The plan we purchased, when we purchased it, did not have maternity coverage and only covered complications of pregnancy. We knew this, so before even getting pregnant, we saved money to pay for all of our prenatal care and a regular delivery at the hospital, knowing that if we ended up having a CSection it would only be because it was medically necessary, not elective, so insurance would cover that part, because at the tie of purchase, our policy covered CSections that were medically necessary as a complication of pregnancy. Well, guess who decided to change their policy and we didn’t know about it…..yep, Blue Cross Blue Shield of Arizona! Now, complications of pregnancy only fall within the guidelines of these 8 conditions….two of which are fetal demise and miscarriage…but NOT fetal distress…..hmmm, so if the baby had died as a result of the fetal distress, they would have covered it, but if he is just distressed and makes it out alive, no coverage there! I am betting that at some point in time I got something in the mail letting me know of this change….but honestly, who reads all of those dislosures that you get in the mail from your insurance (or bank!)…let me tell you who….ME, on a go forward basis! Had I known about this change in policy, I probably would have just cancelled my insurance. We only have it in the case of something catastrophic. We’ve had it for two years…..the premiums I have paid over those two years, plus my high deductible that I would have been responsible for had my insurance company done the right thing and covered this procedure, would have almost paid for all of these hospital bills we have now incurred. But, instead, I wasn’t aware of the change….where my insurance company, NOT MY DOCTOR, is dictating what is medically necessary, so I paid those premiums for two years, seemingly all for nothing, and now I am paying all og those medical bills on top of those premiums.
So, the whole point of this story is READ YOUR DISCLOSURES! Make sure you’re aware of the changes that are going on with your health coverage. I thought we were being responsible individuals by having this policy. We were prepared to pay for our baby, and paid all of the insurance premiums should something “go wrong” we thought we were covered……and we weren’t. I would have paid any amount for this baby…so I am willing to pay it…just wish I would have known all the facts in advance so I could have saved more. Now, poor little Thomas just cant go to college…. 
On that note….Look at my ADORABLE baby…aren’t you totally in awe of how cute he is???
This TOTALLY happened to me–ok. Not this exact same thing. However, I was having some issues back in the day and the doctor sent me for some diagnostic testing. I asked if it was covered, he said yes. I went… GIGANTIC BILLS. I refused to pay them. Now they have gone away. My doc wrote the insurance company letters, I called and complained, EVERY TIME I got a bill. Maybe try this?
I also found being responsible today overwhelming and I ended up with 2 pairs of shoes.